Protect Yourself Beyond the Bare Minimum
Many people assume that meeting the minimum insurance requirements is enough. While minimum limits may satisfy state laws or lender requirements, they often fall short when real-life risks occur. Choosing higher limits protects your assets, finances, and peace of mind.
The Risks of Minimum Coverage
- Insufficient Protection – Minimum limits may cover basic claims but won’t protect you against larger, costly incidents like major storm damage, serious accidents, or lawsuits.
- Out-of-Pocket Expenses – If a claim exceeds your policy limit, you are personally responsible for paying the difference. This can be financially devastating.
- Liability Exposure – Minimum liability coverage may not protect your assets if someone is injured on your property or due to your business operations.
- Lender or Contract Requirements – While your insurance may meet legal minimums, contracts, mortgages, or client agreements may require higher coverage levels.
Why Higher Limits Are Worth It
- Comprehensive Protection – Ensures your home, business, or vehicles are fully protected in serious incidents.
- Peace of Mind – Avoid the stress and financial burden of out-of-pocket expenses during unexpected events.
- Asset Protection – Safeguard your savings, investments, and property from lawsuits or catastrophic losses.
- Customized Solutions – Policies can be tailored to your specific needs, location, and risk exposure.
Work With Bridgeway Insurance Group
At Bridgeway Insurance Group, we help clients understand their true risk exposure and recommend insurance limits that truly protect their assets and livelihood. We work with top-rated carriers to provide comprehensive coverage at competitive rates.
Bridgeway Insurance Group - Insurance that protects what matters most—so you’re never caught underinsured.