VOLUNTEER FIRE DEPARTMENT INSURANCE

Volunteer Fire Department Insurance

Protecting Those Who Protect Us

Volunteer firefighters serve on the front lines—answering calls, saving lives, and protecting their communities with courage and commitment. At Bridgeway Insurance Group, we believe these heroes deserve insurance coverage as strong and reliable as they are.

We specialize in providing comprehensive, affordable insurance solutions tailored to the unique risks faced by volunteer fire departments. Our mission is simple: help you safeguard your members, your equipment, and your community.

Comprehensive Protection for Your Department

Your department faces a wide range of risks, from emergency response hazards to equipment damage and liability exposures. We work with leading insurance carriers to offer coverage designed specifically for volunteer and combination fire departments, including:

• Property & Equipment Coverage - Protect your firehouse, vehicles, and essential equipment—including turnout gear, radios, hoses, and tools—against damage, loss, or theft.
• Accident & Injury Coverage - Ensure volunteers have access to medical care and financial protection after an on-duty injury. Coverage options include medical payments, disability, and accidental death benefits.
• Liability Protection - Shield your department from claims related to operations, training, fundraising events, and community activities. Includes general liability, management liability, and professional liability.
• Emergency Vehicle Coverage - Comprehensive coverage for fire trucks, command vehicles, tankers, brush trucks, and rescue vehicles.
• Workers’ Compensation Options - Special programs designed for volunteer and paid-on-call firefighters, offering essential protection for your members.
• Portable Equipment Coverage - Protect mobile and high-value items wherever they are used—on calls, during training, or at community events.

Insurance Tailored to Volunteer Fire Departments

No two fire departments are alike. That’s why Bridgeway Insurance Group takes the time to understand your operations—from the types of calls you respond to, to your training programs, to the equipment you rely on.

Our team works closely with you to create a customized policy that addresses your department’s specific needs while staying within budget.

Why Choose Bridgeway Insurance Group?

• Experience in Fire Department Insurance - We understand the unique exposures volunteer departments face—and the coverage needed to protect you fully.
• Access to Top-Rated Carriers - We partner with insurers specializing in emergency services, offering superior coverage options and competitive rates.
• Independent and Client-Focused - We work for you—not the insurance companies—ensuring you get the best coverage and value available.
• Personalized Service - We build long-term relationships with our fire departments and provide attentive, ongoing support year-round.

Get the Protection Your Crew Deserves

You protect your community—let us protect you.

Request a quote today or contact our team to learn more about customized insurance coverage for volunteer fire departments.

Bridgeway Insurance Group is proud to represent VFIS, offering insurance programs specifically designed to meet the unique needs of fire and emergency services personnel. As both the owner of Bridgeway Insurance Group and a volunteer firefighter, Brandon Esco brings firsthand knowledge and experience to the departments he serves. His commitment to protecting local volunteer fire departments goes beyond business—it’s personal.

Bridgeway Insurance Group - Insurance that supports the heroes who serve.