If you have an auto insurance policy in Alabama, there is information that you should know to manage problems that you may have that would require you to use your insurance or someone else’s. Bridgeway Insurance Group in Montgomery, AL would be able to answer your questions and give you advice.
FAQs About Auto Insurance in Alabama
How would you manage your claim if you are in an auto accident and the other vehicle was the problem?
After the auto accident, you would need to get the contact details for the other auto insurance policy. You would then contact them and give them your information. You could do this or contact your insurance company, and they would get in touch with them on your behalf.
If the person whose vehicle damaged yours did not contact their auto insurance company, they may not work with you, yet. How would you manage to work with them to get your vehicle repaired and any other compensation?
You could give them the police report, and they would need to give you your compensation.
How would a vehicle accident be a total loss?
An auto accident is a total loss if the damages to your vehicle are 75 percent or more of the vehicle’s value.
I need to have my automobile repaired after the auto accident. The auto body shop is attempting to use parts that are not original equipment manufacturer (non-OEM) parts to repair it. Is this OK?
The shop can use these parts, and they must be similar in quality to the previous ones you had.
Bridgeway Insurance Group could help you with your questions and answers that you have any time for you in the Montgomery, AL area where we serve our customers. Contact us today with your question.
There are several types of commercial insurance, all geared to meet the specific needs of the many types of businesses that need it. If you live in Montgomery, AL or the surrounding areas the Bridgeway Insurance Group can meet all your commercial insurance needs. Here are a few common questions about commercial insurance in Alabama.
Common Commercial Insurance Questions
- Is commercial insurance a legal requirement in the state of Alabama? Commercial auto insurance is required if you use a vehicle for your company function or if you have employees who use your vehicle. Regular auto insurance just is not enough to protect you, your employees, and your business from liability. If you have five or more employees you need to have worker’s compensation insurance, legally.
- What type of coverage should I purchase? There is no single answer to this question. But there are many types of commercial coverage and umbrella policies that can make sure that all your equipment, inventory, property, and employees are protected. Each business has specific needs, and there is the perfect policy available to meet your unique needs.
- Does my business have to be established for any length of time to get commercial insurance? No, you can and should be protected from day one, or even in the planning process. As soon as you buy that first piece of equipment, have that first line of inventory, hire that first employee, or even have an empty space you should protect yourself and your assets.
Contact us at Bridgeway Insurance Group if you have any more questions about protecting your business with commercial insurance. We serve Montgomery, AL and the surrounding areas, call today.
When it comes to home security, most people think about changing locks and keeping doors locked., but it’s more than that. As technology advances, so are burglars, and every day, they develop new ways to watch and break into your home. That’s why Bridgeway Insurance Group recommends buying enough home insurance to replace your stolen property. So, how do you keep your home safe from thieves? Here are the top three tips to help secure your home.
Invest in Home Security Systems
Locking doors and drawing curtains is an old tradition. While it’s critical, it’s never enough. When you’re away, you may never know what happens to your home unless you install security cameras, motion detectors, and window sensors. These systems also detect smoke and carbon monoxide, which signify fire.
Reach Out to the Montgomery County sheriff to Check Your Home When You Leave for Vacation
If you’re heading on vacation, you can reach out to your Montgomery, AL police department to check your home and make sure everything is in order until you return. According to WSFA news, Volunteers in Police Services (VIPS) will check your house every day when you’re away, and they will get in touch with you if they spot any criminal or unusual activity on your property.
Know When You’re Being Targeted
Pay attention to details, especially around the front and back yards of your home. The slightest changes could mean a thief is watching your home. In most cases, thieves will mark your home and alter things to revisit the house later. They can place something in front of your home. If you remove it, you’re home. If you don’t, they have VIP access.
Buying home insurance in Montgomery, AL, soon? Insurance experts at Bridgeway Insurance Group have everything you need to get a policy that takes care of all your security worries. Call us today!