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Condo Insurance in Alabama
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The number of people buying condos in Montgomery, AL has been increasing due to the many benefits. Most of them are located near growing centers, hence creating convenience, and they also provide a great alternative to the usual single-family homes. However, even with that joy, one thing you should consider is condo insurance. And as Bridgeway Insurance Group explains, here are the benefits of condo insurance in Alabama.
If an accident happens inside your condo unit, a guest is injured, or their property is damaged, you are liable for those damages. A condo insurance policy will help cover the medical expenses, whether hospitalization, ongoing care, or medication. Also, it helps cover the cost of repairing or replacing the damaged property.
Loss of Use
At times your unit may become uninhabitable due to a covered loss like fire or water damage. If you are forced to move out to repair the unit, your insurance company will cover the additional living expenses. That includes renting temporary accommodation, transport, food, etc.
Covers Personal Items
Any personal property you have inside your unit, such as appliances, furniture, electronics, jewelry, and art, faces various risks like water damage, vandalism, and theft. Condo insurance can help you replace or repair these items when they face such threats. This ensures that you do not make a financial loss.
Covers The Interior
The insurance bought by your condo association only covers the external features of a condo building. However, as the condo owner, you are responsible for the interior of your home. Condo insurance helps cover the cost of repairing things like your drywall, fixtures, fittings, and carpets.
If you own a Condo in Alabama, there are many benefits from insuring it. At Bridgeway Insurance Group, we want to make sure you enjoy the above benefits and much more. Therefore, give us a call if you are looking to insure your condo. Our agents at Montgomery, AL will help you understand the right coverage that suits your needs.
Serving the River Region: Montgomery, Pike Road, Prattville and Wetumka.